Paying off the credit card was a little depressing this month, as it required a
little kind of big dip into savings. I spent more than I made. I’ve been a little down about it. But really, I need to look at what I have that caused this, which is namely functional brakes. Functional brakes are undeniably good, and undeniably better than non-functional brakes. Also: I have a new filling (good). Oh, and car insurance for another six months!
I keep meticulous financial records, so I can pull up reports of where I stood in any given month. This month was a definite step back. I was getting so close to that elusive zero, counting the student loans (shrinking) and the retirement account (growing), and this set me back a few months. But when I look at the last 27 months for which I have been tracking this, I see that, indeed, I’m still climbing out of the hole. And this hole I’m kind of guilty about is a whole lot of student loans, which aren’t the end of the world, and aren’t even that huge. And they got me the degree that got me the job that helps me pay them back, which was the goal. So I need to stop obsessing. And go to bed (back to bed — I made it there at a reasonable time, but woke up and worried…).